☐ Seed phrase backed up — offline, on paper/metal, in two safe places. Never a screenshot or cloud note.
☐ 2FA on — for your MotePay account and your email, using an authenticator app.
☐ Official site bookmarked — you log in from the bookmark, never from a link in a message.
☐ Backup codes saved — the ones that get you in if you lose your phone.
☐ Device clean — OS updated, no sketchy extensions or cracked software.
☐ Address habit set — you verify receiving addresses, and test large payouts small first.

All six ticked? You're on solid ground. Save this post and re-run it whenever something changes.